We asked one client what he thought about buying Car Insurance for Mexico online rather than at one of the booths, filling stations, or roadside stands along the border.

This is what he said:

“I’ve been driving South of the Border since the early 80’s. Most vacationers plan their trip, drive to the border and then remember that they need to by car insurance …then they proceed to buy their policy at the closest roadside stand. This is similar to purchasing groceries at Shell or Seven 11… your alternatives are slim, and you do not have any way to figure out about the quality of the insurers that peddle at the border. It’s hit or miss… the coverage is not standardized, you wonder what you just bought, AND many times you are asked to pay whatever the market will bear Fees! It’s just smarter to buy it before you leave!”
San Diego, CA Resident

Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexican Insurance Policies.

Paper policies, are done in the old traditional way by agents throughout California, Texas, and Arizona in local insurance offices or at the border and mailed to Mexico, often through the regular postal US system.

Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to reduce costs, it isn’t rare to see an office wait to send policies until they sell a substantial amount of them. This means that your policy could be waiting for a couple of days before it is mailed.

Next, it can take more than a week for the whole lot to get through customs and arrive in Mexico City, where most of the large insurers are situated. Then it is processed by your insurer’s system database one at a time.

Online insurance policies are a far more effective process of promptly advising your insurer and dispensing  policies to you fast by internet site, E-mail or by facsimile so YOU BENEFIT.

The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What happens if you cause an accident on a weekend or at night? Most insurance brokers work 5 days a week?

Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Mexico Car Insurance online certificate, which needs to be verified by each insurer, is important.

Mexican Insurance Online Review - Is Mexican Insurance Online A Better Deal?

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